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If you're looking at building a brand new home and need help with your finance. We can do the leg work for you.
As construction home loan specialists, we provide a no obligation, comprehensive and personalised mortgage broking service that brings together a number of lenders and products for Plantation customers - and best of all the service is free!
With over 18 years of experience in the construction industry - land and new home finance is all we do! We're an experienced and respected team dedicated to helping find your new home loan and finance solution for you and your needs. As construction finance is more complex than your "standard" home loan - we do the running around so you don't have to.
Whilst it's an exciting time, we understand it can also be a scary one! As new home builders, we are here to help take the apprehension out of finding your very first home loan by providing you with the right information to help you make informed decisions about your future.
At Waterstone Finance, we will assist you in sourcing a home loan that suits you. Before you start shopping for your dream home it's important that you sit down with a qualified finance consultant to help you understand the process a little better.
We've helped thousands of First Home Buyers build and move into their new plantation home! Speak to us today so we can help you!
Determine how much you can borrow based on your current financial situation including your employment status and savings history.
Compare apples with apples. Each bank and lender offer something a little different in terms of their home loan products and interest rates - we can help you compare their products to find the right home loan structure and flexibility for you.
Understand what you might need from your home loan in the future. Do you need to redraw from your loan so that you can buy a car or require an offset account that will help you reduce the amount of interest you pay? We will find a flexible home loan solution for you.
Be aware of bank and government charges when buying a new home including stamp duty, registration fees, legal fees, lenders mortgage insurance, loan application and valuation fees and any other associated costs.
Complete a home loan pre-approval for you so that you know exactly how much you're able to spend as new home owners.
Check eligibility for your new First Home Owner Grant (FHOG) and submit the application on your behalf.
Pay off your mortgage sooner with our handy tips, which will help you reduce the amount of interest you pay and save years on your home loan term.
It’s time for you and your family to move, so where to from here? Moving can be the perfect opportunity for you to review your current financial situation and ensure that your existing home loan still suits your lifestyle.
Let us do the hard work for you - speak to us today.
Using the equity you've built up in your existing property to help you purchase a new one. The amount of equity you hold in your existing home will help determine the approval and value of an additional mortgage.
Determining how much you can borrow and completing your finance pre-approval so that you know exactly what is available to you to spend on your new home. We’ll determine whether you need to sell your existing home to enable you to upgrade.
Compare the products and home loan options from all major banks and lenders. Your lifestyle may have changed and thus it’s natural for your home loan to be flexible too. We can talk you through the various products available to you that may suit your needs the best.
Have your home valued by a bank/lender before your make any important decisions.
Henley Arch Pty Ltd trading as Waterstone Financial Services is a Credit Representative
(Credit Representative No. 450404) of BLSSA Pty Ltd. ACN 117 651 760 (Australian Credit License No. 391237).